Green Finance Product

Green Finance Secheme ( SGF )

Key Features

• Term Loan (Rupee or Foreign Currency)
• Loan amount for MSMEs up to Rs. 20 Cr.
• Service providers/ aggregators up to Rs. 50 Cr.
• Repayment upto 7 years with moratorium upto 2 years.
• MCLR linked attractive rate of interest
• Assistance may be covered under Risk Sharing Facilities like CGTMSE, PRSF, etc

Eligibility

• Manufacturing and Service providers (RESCOs, ESCOs, EPCs, Vendors etc) and MSMEs on either supply side or demand side of the green value chain.
• MSMEs executing projects/providing services, related to the activities i.e. Energy Efficiency, Renewable Energy, Compressed Bio Gas, Water & Waste Water Management, Solid Waste Management, E-Mobility, etc..

End to End Energy Eficiency ( 4E ) Scheme

Key Features

• Assistance for capital expenditure including for purchase of equipment/machinery, installation, civil works, commissioning, etc.
• 100% financing for loans upto Rs. 50 crore with security of 25% in form of fixed deposit.
• Financing upto Rs. 7.5 crore subject to maximum of 90% of the project cost under promoter contribution model.
• MCLR linked attractive rate of interest
• Repayment upto 60 months with moratorium upto 6 months.

Eligibility

• MSMEs in the manufacturing or services sector.
• MSMEs requiring capex to transit to cleaner fuel.
• MSMEs are required to establish energy efficiency / GHG emission reduction.
• MSMEs are also required to comply with E&S framework of the Bank.
• MSMEs should be in operation for least 1 year and should not be in default to any Bank/FI.